Tips on How to Weatherproof a Roof

roof tops 1 153657 m Tips on How to Weatherproof a RoofUse these expert tips to protect your home. Learn how to keep the elements out and comfort in, either by simple DIY or by employing a specialist roofer such as

No matter where you live in the US, there will be times when you are going to endure harsh natural conditions, which is why waterproofing your home is important and the best place to start is at the top with your roof.

In the Southeast or Southwest, heat is the largest contributor to degrading the performance of your roof, whereas  when you get into the Midwest and the Northeast, there’s heavy snow and severe temperatures to contend with.

There’s  nothing more important about your  home’s construction than the roof and the concern that it will perform well under a wide range of temperatures.  No matter where you live, the roofing system needs to hold up to repeated seasonal conditions.

In climates with snow accumulation the roof is subject to ice buildups called ice-damming. This occurs when snow is on the roof and the sun comes out and starts to melt the lowest layer of snow “against” the roof. The water runs down the shingles into the gutters, and since the gutters aren’t warm, the water freezes again into ice cubes.  These then build up in the gutters and downpipes and can prevent water from running off the roof. When this happens, the snow melt can work its way back up and under the shingles, leak into your attic, and then down into ceilings and walls.

To prevent leaking and damage from ice dams there are a couple of DIY tips from water repellent layers during roof replacement or new-build to insulation of the attic to prevent heat-loss and help minimise temperature fluctuations within the roof construction.

Your roofing system is also instrumental in fire protection. A significant number of homes are saved because they are made with fireproof materials. If you can, put a roof on that consists of non-flammable materials — steel metal roof, tiles or asphalt shingles, for example.

Approximately 80 percent of homes that are roofed today in the new construction area are done with fiberglass shingles. Fiberglass shingles are made from a thin layer of fiberglass surrounded and coated in weathering grade asphalt. Specially designed granules are then applied to the surface of fiberglass shingles, providing fire protection and color.

Roof vents are an integral part of the ventilation system and can contribute to the fire protection of your home. Ridge vents are recommended because they help prevent sparks from entering through these openings, though their main function is for ventilation of the roof.

Buy To Let: Still A Wise Bet

Buy To Let A Wise Bet – Still a Great Investment

Unlike the mortgage which you raise when you buy your home, which is based upon your earnings, a buy-to-let mortgage is normally based on the income which can be generated from the letting of the property….

Buy-to-let is often seen by private investors as an interesting alternative way to make their money grow. Certainly it offers the chance of double benefits for the owner. There is the income from letting the property and the hopeful increase in the value of the property.

Unlike the mortgage which you raise when you buy your home, which is based upon your earnings, a buy-to-let mortgage is normally based on the income which can be generated from the letting of the property. There are many specialists in buy-to-let mortgages and a good broker will be aware of the prerequisites and terms which apply to them and will guide you to the right lender for your own circumstances.

The right property in the correct location is all-important. If your main aim is for growth in the value of the property then obviously you need to look at where you think the next value-spurt is going to be. Something like the Commonwealth games in London will pull up an area with all the developments and if you can get in early on this type of area there should be strong potential for property value growth. If income is your main aim, then University towns and cities are good hunting-grounds and youre assured of a regular, although changing, stream of tenants, over the years.

Lenders like to see where their repayments are coming from and should be happy if you could produce some projected figures showing a gross income of around 135% of the property’s mortgage costs. This should cover the costs if things don’t go quite as smoothly as planned.

Costs over and above the mortgage repayments will include the upkeep of the property, any renovation work, furnishings if these are included in the contract and the cost of testing (for safety regulations) appliances and maintaining them. If the property is leasehold there could be ground rent and then there are possible service charges. Add to this any letting agents fees, typically 10% of the monthly rent and another 5% if you go for a management service. Don’t forget buildings insurance.  For more information about renting a house in Leeds consider getting in-touch with a letting agents in Leeds.

As far as a letting agent is concerned, they will earn their fees by searching for and vetting suitable tenants and collecting the rental. This could be valuable if you’re not renting in your own area, but is something many small landlords manage for themselves. Remember to allow for the time when there is no income from the property, between lettings, for example. At one time students use to pay rental on a per term basis, but nowadays its become more usual to pay for an annual occupancy.

Whilst everything goes well for the vast majority of private landlords, things can go wrong and its possible to find the whole project is more time consuming than you first thought. House prices have doubled in the past ten years or so, who knows how long this will continue?

In the event of bumps in the market, a landlord would still have the income from letting to cushion the blow and the property would still be there as a long term investment.

For all the advice and information that you need, the best approach is to find an on-line mortgage broker. They have access to all the latest mortgages from a range of lenders. As soon as they have your information they’ll scour the market for the best possible deal, on the most favourable terms.